Effective Date: 2/17/2025
Last Updated: 2/17/2025
Welcome to WikiFinance! These Terms and Conditions (“Terms”) govern your use of our website (https://www.wikifinance.org) and the tools, resources, and services we provide. By accessing or using our website, you agree to comply with these Terms. If you do not agree, please do not use our website.
1. Acceptance of Terms
By accessing or using WikiFinance, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using this site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Use of Our Website
a. Eligibility
You must be at least 18 years old or have parental/guardian consent to use our website.
b. Permitted Use
You may use our website only for lawful purposes and in accordance with these Terms. You agree not to:
• Use the website in a way that violates any applicable law or regulation.
• Attempt to gain unauthorized access to any part of the website.
• Disrupt or interfere with the security or functionality of the website.
• Use automated systems (e.g., bots) to access the site without prior permission.
c. Restrictions
You may not copy, reproduce, distribute, or create derivative works from any content on this website without prior written consent from WikiFinance.
3. Financial Tools and Resources
a. Disclaimer
The financial tools (e.g., calculators) and resources provided on WikiFinance are for informational purposes only and should not be considered as professional financial advice. We recommend consulting with a qualified financial advisor before making significant financial decisions.
b. Accuracy
While we strive to provide accurate information, we do not guarantee the accuracy, completeness, or reliability of any content on this site. Use of our tools and resources is at your own risk.
4. Intellectual Property
All content on WikiFinance, including text, graphics, logos, calculators, and other materials, is the property of WikiFinance or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may:
• Access and view content for personal use. You may not:
• Reproduce, distribute, or publicly display content without written permission.
5. Privacy Policy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
6. Limitation of Liability
To the fullest extent permitted by law:
• WikiFinance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this site.
• This includes damages resulting from errors in calculators or reliance on information provided on the site.
• Your sole remedy for dissatisfaction with the site is to stop using it.
7. Third-Party Links
Our website may include links to third-party websites or services for your convenience. We are not responsible for the content or practices of these third-party sites and encourage you to review their terms and policies before interacting with them.
8. Termination
We reserve the right to terminate or suspend access to our website without notice if you violate these Terms or engage in prohibited activities.
9. Indemnification
You agree to indemnify and hold harmless WikiFinance, its affiliates, employees, and agents from any claims arising out of your use of this website or violation of these Terms.
10. Changes to These Terms
We may update these Terms from time to time at our discretion. Any changes will be posted on this page with an updated “Effective Date.” Continued use of the site after changes are posted constitutes acceptance of those changes.
11. Governing Law
These Terms are governed by the laws of Massachusetts, without regard to its conflict of law principles.