Effective Date: 2/17/2025
Last Updated: 2/17/2025
At WikiFinance, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (https://www.wikifinance.org) or use our tools and resources. Please read this policy carefully to understand your rights and how we handle your data.
1. Information We Collect
We may collect the following types of information when you interact with our website:
a. Personal Information You Provide
• When you use our tools, subscribe to newsletters, or contact us, we may collect:
• Name
• Email address
• Other information you voluntarily provide
b. Automatically Collected Information
• When you visit our website, we automatically collect:
• IP address
• Browser type and version
• Device type
• Operating system
• Referring website URLs
• Pages viewed and time spent on the website
c. Cookies and Tracking Technologies
• We use cookies and similar technologies to enhance your experience and analyze website usage. For more details, please refer to our Cookie Policy.
2. How We Use Your Information
We use the information we collect for the following purposes:
• To provide and maintain our financial tools and resources.
• To personalize user experience by remembering preferences.
• To analyze website performance and improve content.
• To send newsletters or updates (with your consent).
• To comply with legal obligations or resolve disputes.
3. Sharing Your Information
We do not sell or rent your personal information to third parties. However, we may share your data in the following situations:
a. Service Providers
We may share your information with trusted third-party service providers who assist us in operating our website (e.g., hosting providers, analytics services).
b. Legal Compliance
We may disclose your information if required by law or in response to valid legal requests (e.g., subpoenas).
c. Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
4. Your Rights
Depending on your location, you may have the following rights regarding your personal data:
a. General Rights (GDPR)
If you are located in the European Union (EU), you have the right to:
• Access your personal data.
• Request correction of inaccurate data.
• Request deletion of your data (“Right to be Forgotten”).
• Restrict or object to processing of your data.
• Data portability (receive a copy of your data in a machine-readable format).
• Withdraw consent at any time.
b. California Residents (CCPA)
If you are a California resident, you have the right to:
• Know what personal data we collect about you.
• Request deletion of your personal data.
• Opt-out of the sale of personal data (we do not sell personal data).
To exercise these rights, please contact us at kevin@wikifinance.org.
5. Data Retention
We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or comply with legal obligations.
6. Security of Your Information
We take reasonable measures to protect your information from unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet is 100% secure.
7. Third-Party Services
Our website may include links to third-party websites or services (e.g., Google Analytics). These third parties operate independently and have their own privacy policies. We are not responsible for their practices.
8. Cookies and Tracking Technologies
For detailed information about how we use cookies and similar technologies, please refer to our Cookie Policy.
9. Children’s Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children without parental consent.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated “Effective Date.”